Medical Refund Protector
Life is unpredictable. While we hope for the best, we should strive to be prepared for the worst. Check out the Medical Refund Protector that has been specially designed to protect you at home and abroad.
Protection from pre-hospitalisation to post-hospitalisation
Coverage from pre to post hospitalisation You will be reimbursed for the pre-hospitalisation diagnostic charges incurred up to 30 days prior to your hospitalisation.

For each day you need to stay in hospitalisation due to bodily injury arising out of an accident1, you will receive a cash benefit. This benefit doubles if you are confined to hospital due to an illness and triples if the stay is in the Intensive Care Unit.

Within 60 days after you are discharged from the hospital, your follow up treatment costs can also be reimbursed.
Lump Sum Payout for diagnosis of Major Cancer If you are diagnosed with a Major Cancer after the first 90 days from the inception of cover and survive for at least 30 days, you will receive a lump sum cash to use as you wish.
Up to 50% No-Claim Refund If you stay claim-free for at least 3 years, you will receive a cash rebate ranging from 25% to 50% of the total premiums paid in the preceding years.
I'm interested so what's next?
Contact Us Click here to download the application form.

Or simply fill in your particulars in the form here, and submit it to us to find out more about Medical Refund Protector.

We’ll get in touch with you in no time.

All insurance product described in this document are products of and underwritten independently by MSIG Insurance (Singapore) Pte. Ltd. and not Standard Chartered Bank ("Bank"). The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.