Total Home Protection
Like most people, your home is perhaps your greatest asset. You’ve invested a lot of time and money into it. Which is why you should be equally careful when it comes to protecting it against the unforeseen.

Protection against the unforeseen
Many unforeseen incidents can shake the foundations of your family’s life. An illness or disability can affect your ability to pay for your home. And a fire would adversely affect its market value or worse, render it uninhabitable for you and your family.

Total Home Protection Solution from Standard Chartered
Together with our alliance associates, Prudential Assurance Co Singapore Pte Ltd and MSIG Insurance (Singapore) Pte. Ltd., Standard Chartered now brings you Total Home Protection, which ensures that you are financially protected against any unforeseen incidents to your home.
Our Insurance Plans
Mortgage Protect Underwritten by Prudential Assurance Co Singapore Pte Ltd, Mortgage Protect ensures that your home continues to belong to your family, even if the worst should happen.
Benefits
  • Joint coverage for you and your spouse that provides dual coverage without doubling your cost. This maximises coverage with considerably lower premiums than if you were to buy separate policies
  • Protection against death, total and permanent disability, and terminal illness
  • Flexibility in payment to match your cash flow: monthly, quarterly, half-yearly or yearly payments and no premium payment is required for the last three years of plan.
  • Additional coverage options of Crisis Wavier that pays for the policy in the event that you are diagnosed with any 30 critical illness*.
* The full list of illness may be found in the product summary that can be obtained from a Prudential Financial Services Consultant.

Note: Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. This brochure is not a contract of insurance and reference should be made to the respective policies for exact terms and conditions applicable to the insurance policy. All life insurance products described in this brochure are products of and underwritten by Prudential Assurance Company Singapore (Pte) Ltd and not Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

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Enhanced Home Protect Enhanced Home Protect is a comprehensive home protection insurance extended specially to Standard Chartered Bank’s Private Home Loan customers.

Underwritten by MSIG Insurance (Singapore) Pte. Ltd., the insurance protects the structure of your house, your renovation and home contents of your house against fire and an extensive range of other perils. The total sum insured for your renovation and home contents is $50,000.
Benefits
  • Cover extends to the additional expense of alternative accommodation or loss of rent of up to 10% of the Sum Insured on your house, as well as occupiers’ liability of up to $500,000
  • Access to MSIG Insurance (Singapore) Pte. Ltd. Emergency Home Assist Helpline for assistance services that include medical advice over the telephone, arrangement of private medical transportation, plumber, electrician and locksmith referrals.
  • This insurance is free for the first year for Standard Chartered Bank’s Private Home Loan customers
Terms, conditions and exclusions applicable to the insurance apply. All insurance product described in this document are products of and underwritten independently by MSIG Insurance (Singapore) Pte. Ltd. and not Standard Chartered Bank ("Bank"). The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance. Terms and conditions and exclusions of Enhanced Home Protect apply.

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Home Protect Underwritten by MSIG Insurance (Singapore) Pte. Ltd., the Home Contents Insurance protects the contents in your home against fire and an extensive range of other perils including theft.

You can choose to cover them on an all-risk basis – (Ultimate Plan), or only as a result of specified perils - (Essential Plan).
Benefits
  • Alternative accommodation expenses, up to S$300 per day^
  • Personal accidental death, up to S$50,000^
  • Personal liability cover, up to S$1,000,000
  • 24-hour emergency home assist service^
  • Automatic cover for your renovations, up to the sum insured specified for your home contents
^ Based on Ultimate Plan. All insurance product described in this document are products of and underwritten independently by MSIG Insurance (Singapore) Pte. Ltd. and not Standard Chartered Bank ("Bank"). The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance. Terms and conditions and exclusions of Home Protect apply.

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I'm interested so what’s next?
Contact Us Simply fill in your particulars in the form here, and submit it to us to find out more about Total Home Protection.

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