SIBOR-pegged Home Loan*
 
At Standard Chartered Bank, we believe in addressing your individual mortgage needs. That’s why we introduced the SIBOR-pegged Home Loan. You enjoy full transparency and can rest assured that your interest rates will always reflect market conditions.

benefits at a glance
  • Full transparency – interest rates are pegged to the 3-month or 12-month Singapore Inter Bank Offered Rate (SIBOR), with a fixed margin for the Bank. SIBOR is published daily in The Business Times.
  • Flexibility – option to make early prepayments during the tenure of the loan.
  • Freedom – no lock-in period.
Next Steps
Call: 1800 747 0123
Get more info
pricing and features
Features SIBOR What it means to you

Entry Date

Anytime (with SIBOR as at first business day of the month)

Enjoy SIBOR rate immediately

Pricing 3-month or 12-month SIBOR
plus a margin for the Bank
  • Full transparency in your interest rates
  • Choice between different maturities to suit your risk appetite
Interest Period Choice of 3-month or 12-month SIBOR More choices
Partial Prepayment 3-month SIBOR: allowed on any date subject to 1 month notice period
12-month SIBOR: allowed on repricing date subject to 1 month notice period		 Less hassle and lower costs
Full Redemption 3-month SIBOR: allowed on any date subject to 3 month notice period
12-month SIBOR: allowed on repricing date subject to 3 month notice period		 Less hassle and lower costs
Property Type Allowed for all types of property Simplicity and consistency in product offering
Conversion One-time waiver of $500 conversion fee to any package (only at repricing date) Allows flexibility for you to adjust to interest rate environment changes
*Product Terms & Conditions apply. Pricing and Terms & Conditions are subjected to change without prior notice.

To find out more, please call our 24-hour Mortgage Service Line on 1800 747 0123 or visit any of our branches today.