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SIBOR-pegged Home Loan*
 
At Standard Chartered Bank, we believe in addressing your individual mortgage needs. That’s why we introduced the SIBOR-pegged Home Loan. You enjoy full transparency and can rest assured that your interest rates will always reflect market conditions.

Benefits at a glance
  • Full transparency – interest rates are pegged to the 3-month or 12-month Singapore Inter Bank Offered Rate (SIBOR), with a fixed margin for the Bank. SIBOR is published daily in The Business Times.
  • Flexibility – option to make early prepayments during the tenure of the loan.
  • Freedom – no lock-in period.
Next Steps
Call: 1800 747 7000
Get more info
Features of SIBOR-pegged Home Loan
Features SIBOR What it means to you

Entry Date

Anytime (with SIBOR as at first business day of the month)

Enjoy SIBOR rate immediately

Pricing 3-month SIBOR+1% or
12-month SIBOR+1%
  • Full transparency in your interest rates
  • Choice between different maturities to suit your risk appetite
Interest Period Choice of 3-month or 12-month SIBOR More choices
Partial Prepayment 3-month SIBOR: allowed on any date subject to 1 month notice period
12-month SIBOR: allowed on repricing date subject to 1 month notice period		 Less hassle and lower costs
Full Redemption 3-month SIBOR: allowed on any date subject to 3 month notice period
12-month SIBOR: allowed on repricing date subject to 3 month notice period		 Less hassle and lower costs
Property Type Allowed for all types of property Simplicity and consistency in product offering
Conversion One-time waiver of $500 conversion fee to any package (only at repricing date) Allows flexibility for you to adjust to interest rate environment changes
*Product Terms & Conditions apply. Pricing and Terms & Conditions are subjected to change without prior notice.

To find out more, please call our 24-hour Mortgage Service Line on 1800 747 0123 or visit any of our branches today.