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Personal Banking
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Preferred World MasterCard Credit Card

Preferred World MasterCard Credit Card

Summary
Benefits
Details

Only one card leads you directly on course to Preferred Banking - the Preferred World MasterCard Credit Card.

As a Preferred World MasterCard Credit Cardholder, you will experience exclusive privileges and benefits:

Every $1 charged to your Credit Card will earn you 1 point with our 360° Rewards programme
Discover over 1,000 great deals islandwide from dining offers to shopping, travel and lifestyle benefits with The Good Life™
Dedicated 24-hour Preferred Banking Service Line on 1800 535 3522

To unlock the full benefits of Preferred Banking, sign up for:

Receive $80 CashBack upon approval of both the Preferred World MasterCard Credit Card and any current account with us
Exclusive Preferred queues at our branches and access to World MasterCard privileges worldwide
Earn up to 1,250 points per month on your deposits, mortgages, investments and online transactions
Earn 2.5X points when you spend more than $1,500 per month on your credit card. For any other amount, you will get 1.5X points for every $1 charged
2% CashBack on all your MasterCard Debit Card spend
0% interest on the first $3,000 drawn on the Preferred Line of Credit account

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Only one card leads you directly on course to Preferred Banking - the Preferred World MasterCard Credit Card.

More rewarding
1. Earn 2.5X points when you charge $1,500 or more
2. 360° Rewards programme
3. Redeem anything from the latest gadgets to exotic getaways at exclusive discounts
4. 2% CashBack on all Preferred World MasterCard Debit Card spend
More convenient
1. See, move and manage your money anywhere with Breeze – our latest mobile banking platform for the iPhone and iPad
2. Pay any bank’s credit card bill online
3. Access over 350 billing organisations online – the most in town
More personal
1. Enjoy a dedicated 24 - hour Preferred Banking Service Line at 1800 535 3522.
2. Get access to a team of Preferred Bankers whenever you need to.
3. Exclusive Preferred queues at our branches
Features
You will also get to enjoy the following features.
1. The Good Life™
2. 360° Rewards
3. EasyPay
4. 0% Instalment
5. Promotions
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View details

Only one card leads you directly on course to Preferred Banking - the Preferred World MasterCard Credit Card.

360° Rewards

$1 spend = 2.5 points * (For spend of more than $1,500 per month)

$1 spend = 1.5 points * (For spend of less than $1,500 per month)

Interest rate

24.455% p.a. (minimum)
If payment is not made in
full by the due date, finance charges will be calculated on a daily basis of 0.067% on the outstanding balance from the statement date.

Annual fee

$200

Fee waiver

Two years

Minimum annual income

Singaporean Citizens and Permanent Residents - $72,000 p.a
Foreigners with employment pass -
$72,000 p.a.

$30,000 p.a. if you have an existing housing loan of at least $600,000 or maintain a minimum of $50,000 in deposits and/or investments with us.

Introducing

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Preferred World MasterCard Credit Card

360° Rewards

Interest rate

Annual fee

Fee waiver

Minimum annual income

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