SuperSalary

Introducing SuperSalary - an account that gives you greater returns on your salary whether you wish to spend or save. Simply credit your salary into a SuperSalary account and start reaping the benefits today!

SuperSalary is an interest-bearing account that comes with a MasterCard debit card, a chequebook and monthly statements.

With the debit card, you can:

Withdraw cash at over 100 ATMs islandwide with
Make NETS payments at over 14,000 merchants islandwide
Enjoy an attractive 1% CashBack by spending with your Mastercard in Singapore and overseas

The more you spend, the more CashBack you earn!

With SuperSalary, you will also get access to Super Time Deposit — the Time Deposit that earns additional interest of 0.20% p.a. on top of prevailing Time Deposit interest rates.

Enjoy peace of mind as you will always earn a higher interest rate, whether you are placing a new Time Deposit or simply renewing your existing Time Deposit.

What’s more, you can choose the length of tenor for your Super Time Deposit (from 3 to 60 months) and start with a low minimum deposit of S$1,000.

Comprehensive and convenient banking services

On-the-go banking services including Online, Mobile and SMS Banking. View demo here.

Pay your bills via GIRO — arrange or transfer your existing GIRO payments through us with our GIRO One Form.

Platinum Credit Card - enjoy up to S$50 Credit

Sign up and step into the world of Standard Chartered Platinum Credit Card, where you will experience exclusive golf privileges, 24-hour concierge service and much more. Best of all, it’s yours free for the first three years!

What’s more, enjoy S$50 Credit when you charge at least one transaction to your credit card within the first month.

Key charges
Services	Charges
Minimum initial deposit	S$0
Minimum average daily balance	S$0 (Note: If account is in $0 balance for 6 consecutive months, it will be closed automatically.)
Fall-below fee	S$0
Non inward credit fee	S$5* * With effect from 1 June 2011, non inward credit fee will be charged from the fourth month after account opening, if there is zero or less than $1500 credit received into the account
Monthly service charge	S$0
Unarrange overdraft	Prime + 5%, minimum S$5
Early account closure fee (within 6 months)	S$30
Membership fee	S$0
Cheque book	Free(auto-replenishment)

For more information, please call our 24-hour Phone Banking
on 1800 747 7000 or visit any of our branches.

Any Singapore dollar deposits held by non-bank depositors in eligible savings, fixed deposit and current accounts will be insured up to S$50,000 per depositor in accordance with the Deposit Insurance And Policy Owners' Protection Schemes Act.

Terms and Conditions

SuperSalary

1. Our Customer Terms and Credit Card Terms apply to SuperSalary. To open a SuperSalary account (“account”), you are required to credit your salary into the account or place your monthly salary into the account every month, via a GIRO application. These requirements are collectively referred to as the “SuperSalary requirements”.

2. Our Customer Terms and Credit Card Terms apply to debit cards issued to SuperSalary account holders. CashBack is applicable to all transactions made using the MasterCard payment services network but does not apply to NETS transactions and bill payments made via Online Banking from the SuperSalary account. The CashBack is calculated at the end of each calendar month based on transaction posting date and will be credited into the account on the first working day of the next calendar month.

Super Time Deposit

3. Our Customer Terms and Current/ Cheque/Savings Account and Time Deposit Terms apply.

4. You must fulfill the SuperSalary requirements to qualify for the opening of the Super Time Deposit. In the event that you do not fulfill the SuperSalary requirements after 3 months from the date the SuperSalary account is opened, you will not qualify for opening of new Super Time Deposits and existing Super Time Deposits that have not matured and that are not prematurely uplifted will continue to enjoy the contracted interest rate until maturity, whereby upon maturity, they will be renewed at the prevailing interest rates for Time Deposit (non Super Time Deposit) of the same tenor.

5. The prevailing interest rates for Time Deposit (non Super Time Deposit) are available here.

Online, Mobile and SMS Banking

6. Electronic Banking Terms and Conditions and Customer Terms apply.

Standard Chartered Platinum Credit Card

7. Our Customer Terms and Credit Card Terms apply to Standard Chartered Platinum Credit Card.

8. If you are a SuperSalary account holder, you can sign up for our Platinum Credit Card to enjoy S$50 Credit to your credit card account. The S$50 Credit promotion is valid for new applications using application forms offering this promotion (with Promotion Code 5146, 5149, 5150 or 5151). Customer must charge at least one retail transaction (of any amount) to the card, within 30 days from the date our letter of notification of mailing of the card (“Spend Period”). The S$50 Credit will be credited to the Principal Card within one month after the Spend period. This promotion is not available to existing Standard Chartered Credit Cardholders and Standard Chartered Bank staff. For the avoidance of doubt, Cardholders closing their existing Standard Chartered Credit Cards and applying for Standard Chartered Platinum Cards are not eligible for this promotion. If more than two new Platinum Cards are applied for, the S$50 Credit will be given to a maximum of two new cards, as decided by the Bank, at its sole discretion. This promotion is valid for all new applications submitted by 31 December 2010.

General

9. We reserve the right at our sole discretion to revise interest rates or CashBack rates or to withdraw the promotion at any time without prior notice.

SuperSalary

SuperSalary

Super Time Deposit

Online, Mobile and SMS Banking

Standard Chartered Platinum Credit Card

General

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