PruUniversal Vantage- Standard Chartered Bank Singapore

Provide the gift of love by protecting your legacy

Your success ensures that you enjoy respect and recognition, wherever you go. It brings rewards – perhaps the most gratifying of them all is giving your family the best that life has to offer. As a doting provider, you’d like to build your wealth, protect your legacy, and ensure that your loved ones will always be well looked after.

PruUniversal Vantage is designed to help you plan for your estate and build your legacy. This single-premium, whole-of-life insurance policy offers you high insurance coverage along with the potential to build your wealth.

*Features/Benefits (actual benefits may vary):**

•		Coverage at a multiple of the premium you invested
•		Earn potential returns on your accumulated value with the current crediting rate of 4.0% p.a.
•		Minimum guaranteed crediting rate of 2% p.a.
•		Provides Day 1 cash value and breakeven usually in early years
•		Assurance by adding the optional No-Lapse Guarantee Benefit to your policy so that your coverage is guaranteed till you reach 100 years of age
•		Protection to suit your needs with death and accelerated terminal illness benefits of up to US$2 million
•		Flexibility of changing Life Assured (you can choose to change the life assured once during the term of your policy)
•		Specialised underwriting
•		Malaysia, Indonesia (major cities), China (major cities) are among the countries under Region A, hence residency loadings will not apply
•		Premium financing up to 90% Day 1 Cash Value **

		* Terms & conditions apply. Click here for terms & conditions. The above link bring you to a third party Website, over which Standard Chartered Bank has no control (3rd Party Website). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security. **Offered by Standard Chartered Bank. Terms & conditions apply.

Here are some ways PruUniversal Vantage can help to protect your legacy:

Legacy Planning

Enjoy your wealth and protect your legacy for the future generation.

During the golden years of retirement, no one deserves to relax and enjoy the fruits of your labour more than you do. But you may also be thinking of your grown children and how best to balance your comfortable lifestyle with leaving behind a secure legacy for them.

Instead of relying on just your existing assets, why not create a new pool of assets for your loved ones?

Click here for details.

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Asset Distribution

Enjoy peace of mind for you and your loved ones when it comes to asset distribution.

Without proper planning, family issues may arise. To avoid the occurrence of these unpleasant situations, you can structure a life insurance policy to provide the liquidity necessary to divide your estate fairly and most importantly, peaceably, among your loved ones.

Click here for details.

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Key-Man Insurance

Take care of the key person in your business.

Every business has at least one key person on whom the performance of the business largely depends. If the unexpected were to occur to a key person, the business would be greatly affected, and in some cases, forced to grind to a halt without the presence of a suitable replacement for the key person.

A business can purchase a Key-Man life insurance policy on specific individuals, with a cash payout to provide liquidity while the business seeks to recover from unexpected events.

Click here for details.

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Premium Financing

You can also choose to leverage on your life policy with premium financing. By freeing up your cash, you can enjoy your retirement lifestyle the way you dream of.

Click here for details.

For more information on how PruUniversal Vantage can help you facilitate personal asset distribution and ensure business continuity, call us at 1800 747 7000.

Disclosures and Disclaimers:

Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value received may be less than the total premiums paid. This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products underwritten by Prudential Assurance Company Singapore (Pte) Ltd and not Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

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