Total Home Protection

Like most people, your home is perhaps your greatest asset. You’ve invested a lot of time and money into it. Which is why you should be equally careful when it comes to protecting it against the unforeseen.

Protection against the unforeseen

Many unforeseen incidents can shake the foundations of your family’s life. An illness or disability can affect your ability to pay for your home. And a fire would adversely affect its market value or worse, render it uninhabitable for you and your family.

Total Home Protection Solution from Standard Chartered

Together with our alliance associates, Prudential Assurance Company Singapore (Pte) Limited and MSIG Insurance (Singapore) Pte. Ltd., Standard Chartered now brings you Total Home Protection, which ensures that you are financially protected against any unforeseen incidents to your home.

Our Insurance Plans

PruMortgage

Underwritten by Prudential Assurance Company Singapore (Pte) Limited, PruMortgage ensures that your home continues to belong to your family, even if the worst should happen.

Benefits

Joint coverage for you and your spouse that provides dual coverage without doubling your cost. This maximises coverage with considerably lower premiums than if you were to buy separate policies
Protection against death, total and permanent disability, and terminal illness
Flexibility in payment to match your cash flow: monthly, quarterly, half-yearly or yearly payments and no premium payment is required for the last three years of plan.
Additional coverage options of Crisis Wavier that pays for the policy in the event that you are diagnosed with any 30 critical illness*.

* The full list of illness may be found in the product summary that can be obtained from a Prudential Financial Services Consultant.
Note : Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. This webpage is not a contract of insurance and reference should be made to the respective policies for exact terms and conditions applicable to the insurance policy. All life insurance products described in this webpage are products of and underwritten by Prudential Assurance Company Singapore (Pte) Limited and not Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

Enhanced Home Protect

Enhanced Home Protect is a comprehensive home protection insurance extended specially to Standard Chartered Bank’s Private Home Loan customers.

Underwritten by MSIG Insurance (Singapore) Pte. Ltd., the insurance protects the structure of your house, your renovation and home contents of your house against fire and an extensive range of other perils. The total sum insured for your renovation and home contents is $50,000.

Benefits

Cover extends to the additional expense of alternative accommodation or loss of rent of up to 10% of the Sum Insured on your house, as well as occupiers’ liability of up to $500,000
Access to MSIG Insurance (Singapore) Pte. Ltd. Emergency Home Assist Helpline for assistance services that include medical advice over the telephone, arrangement of private medical transportation, plumber, electrician and locksmith referrals.
This insurance is free for the first year for Standard Chartered Bank’s Private Home Loan customers

Terms and conditions and exclusions of Enhanced Home Protect apply. This webpage describes the product(s) and service(s) provided by MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Insurance") in alliance with Standard Chartered Bank. The contents of this webpage do not constitute a contract of insurance and reference should be made to the policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by MSIG Insurance. The product(s) described in this webpage are product(s) of and underwritten by MSIG Insurance and not Standard Chartered Bank. In facilitating any insurance arrangement or in referring customers to MSIG Insurance, Standard Chartered Bank is acting in alliance with MSIG Insurance and not as an agent for the customers. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

Home Protect

Underwritten by MSIG Insurance (Singapore) Pte. Ltd., Home Protect protects the contents in your home against fire and an extensive range of other perils including theft.

You can choose to cover them on an all-risk basis – (All Risk Plan), or only as a result of specified perils - (Essential Plan).

Benefits

Alternative accommodation expenses, up to S$300 per day^
Personal accident cover, up to S$50,000^
Personal liability cover, up to S$1,000,000
24-hour emergency home assistance service^

^ Based on All Risk Plan. Terms and conditions and exclusions of Home Protect apply. This webpage describes the product(s) and service(s) provided by MSIG Insurance (Singapore) Pte. Ltd. ("MSIG Insurance") in alliance with Standard Chartered Bank. The contents of this webpage do not constitute a contract of insurance and reference should be made to the policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by MSIG Insurance. The product(s) described in this webpage are product(s) of and underwritten by MSIG Insurance and not Standard Chartered Bank. In facilitating any insurance arrangement or in referring customers to MSIG Insurance, Standard Chartered Bank is acting in alliance with MSIG Insurance and not as an agent for the customers. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

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Total Home Protection

Our Insurance Plans

Benefits

Benefits

Benefits

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