With CashOne, you'll get up to four times your monthly salary.Whether it's a new car, a dream wedding or for a luxurious getaway,you'll have cash and flexibility at your disposal!
CashOne is an instalment loan on your credit card that gives you cash of up to 4 times your monthly income.
Depending on your loan quantum and tenor, you can get interest rates from as low as 7.20% p.a. (Effective interest rate of 13.05% p.a.).
| Loan tenor | Approved loan amount ($) | |||||
|---|---|---|---|---|---|---|
| $15,000 and above | $14,999-$5,000 | $4,999 and below | ||||
| AR (% p.a.) |
EIR1 (% p.a.) |
AR (% p.a.) |
EIR2 (% p.a.) |
AR (% p.a.) |
EIR3 (% p.a.) |
|
| 1-year | 7.80 | 15.05% | 8.58 | 17.39% | 9.80 | 22.47% |
| 2-year | 7.80 | 14.83% | 8.58 | 16.71% | 9.80 | 20.41% |
| 3-year | 7.50 | 14.04% | 8.38 | 15.90% | 10.80 | 21.07% |
| 4-year | 7.50 | 13.78% | 8.38 | 15.52% | 10.80 | 20.30% |
| 5-year | 7.20 | 13.05% | 8.08 | 14.70% | 10.80 | 19.68% |
AR: Applied / Flat Interest Rate
EIR: Effective Interest Rate.
For illustration, EIR is calculated taking into consideration the first year annual fee of $99; and
1 is based on average loan amount of $20,000
2 is based on average loan amount of $10,000
3 is based on average loan amount of $4,000
If you do not have any existing credit facility with any Bank and your approved loan amount is $5,000 and above, the following rates will apply to your CashOne:
| Loan tenor | 1-year | 2-year | 3-year | 4-year | 5-year |
|---|---|---|---|---|---|
| AR (% p.a.) | 9.0 | 9.0 | 9.0 | 9.0 | 9.0 |
| EIR (% p.a.) | 18.13% | 17.45% | 16.96% | 16.54% | 16.17% |
AR: Applied / Flat Interest Rate EIR: Effective Interest Rate
For illustration, EIR is calculated taking into consideration the first year annual fee of $99 and based on average approved loan amount of $10,000
With a monthly repayment schedule, you will be in a better position to manage your finances and your cash flow.
| Loan tenor | Loan amount ($) | ||||
|---|---|---|---|---|---|
| 3,000 | 4,000 | 10,000 | 15,000 | 20,000 | |
| 1-year | 275 | 366 | 905 | 1,348 | 1,797 |
| 2-year | 150 | 199 | 488 | 723 | 963 |
| 3-year | 110 | 147 | 348 | 510 | 681 |
| 4-year | 90 | 119 | 278 | 406 | 542 |
| 5-year | 77 | 103 | 234 | 340 | 453 |
For illustration purposes, the calculation is rounded up/down to the nearest dollar.
Receive a Platinum Credit Card with a 5-year annual fee waiver, if you are earning an annual income of $30,000 and above.
Now you can be sure of more cash in hand. With CashOne, you'll get up to 4x your monthly salary. Whether it's a new car, a dream wedding or for a luxurious getaway, you'll have cash and flexibility at your disposal!
| Receive one of these attractive gifts# upon approval of your CashOne loan with tenors of 36, 48 or 60 months, while stocks last. | ||
|---|---|---|
| Approved loan amount of $30,000 and above |
 |
Samsung GALAXY Tab 10.1 Wi-Fi (16GB) (worth $668) |
| Approved loan amount of $15,000 to $29,999 |
 |
Sony Cyber-shot TX55 (worth $499) |
| Approved loan amount of $5,000 to $14,999 |
 |
iPod shuffle 2GB (worth $68) |
| Approved loan amount of $4,999 and below |
 |
|
# Free Gift Promotion Terms and Conditions:
Subject to the approval of CashOne application. Offer is limited to one gift per customer and is valid for all CashOne applications approved before 31 May 2012, while stocks last. We reserve the right to determine the eligibility of any customers to receive the gifts. A redemption letter will be mailed to eligible applicants' mailing address 50 working days after the date of approval of the CashOne application. The gift is not exchangeable for cash or any other items. We are not an agent of the merchant and we make no representation as to the quality/condition or performance of goods and services provided and are not responsible for the quality, merchantability or fitness for any other aspect of the gift redeemed. We shall not at any time be responsible or held liable for any defect in or malfunction of the gift, and/or for any loss, injury, damage, or harm suffered or incurred by or in connection with the use of the gift by any person. Any dispute between a customer and the vendor in respect of any gift redeemed shall be resolved directly with the vendor. We reserve the right to vary the terms of the promotion, or substitute any gift with another gift without prior notice. Our decision as to the eligibility of a customer to any of the gift is final. Our Customer Terms, Personal Loan/Personal Line of Credit/Overdraft Terms and CashOne Product Terms apply.
The following free gift is strictly for new CashOne account holders who meet the following conditions:
