You are advised not to send any confidential and/or important information to the Bank via e-mail, as the Bank makes no representations or warranties as to the security or accuracy of any information transmitted. The Bank shall not be responsible for any loss or damage suffered by you arising from your decision to use e-mail to communicate with the Bank. You are also advised not to send any confidential and/or important information to the merchant set out above save for the information specified above. The Bank shall not be responsible for any loss or damage suffered by you arising from your decision to send any information to the merchant.